Loans

Loans are sums of money lent by banks or other lenders to individuals or companies, to be repaid with interest under agreed terms. They span consumer products like credit-card and gadget financing as well as corporate credit extended by banks and private lenders.

Why it’s in the news: Regulators and banks across China and India are grappling with swelling bad and troubled loans, prompting new pricing mechanisms, AI-driven approvals, and borrower-protection rules.

Latest on Loans

• Private credit under strain as troubled loans swell
• Chinese banks test repo-linked corporate loans to make pricing more market-based
• India’s central bank wants AI to approve loans that humans would reject
• China’s banks look to unload more than US$8.2b in bad credit-card loans
• RBI Bars Lenders From Locking Borrowers’ Devices Except For Gadget Loans
• Zaria Seeks Trust Bank Charter for Crypto-Backed Loans

Connections

10 entities linked to Loans across the news graph.